Best Premium Credit Cards in India
Every bank offers premium credit cards for people who live a luxurious lifestyle. They offer premium offers and services with unmatched rewards points and access to luxurious airport lounges.
- Earn 50 reward points on selected partners
- Earn 5 reward points on all other spent
- Complimentary Annual Memberships of Zomato Gold, Amazon Prime and more
- Air accident cover of ₹2 Crore.
- Emergency Medical Expenses Cover of up to ₹50 Lakh
- Credit Liability Cover Of up to ₹9 Lakh
- Travel Insurance Cover of up to ₹55,000 on baggage delay (Capped to 10$ per hour restricted to 8 hours)
- Complimentary annual memberships can be availed upon achieving annual spend milestone of Rs 8 Lakhs at the time of Card Anniversary (Card anniversary is 12 months from card open month).
- Spend ₹5L in 12 Months and get Renewal Fee waived for next renewal year.
- 6 Complimentary Golf games (Green fee waiver) per quarter around 20 golf courses in India and 40 golf courses world over.
- Earn 4 reward points on every ₹150 you spend
- Welcome Benefit of 2,500 Reward Points upon fee realization
- Complimentary Airport Lounge Access through Priority Pass Membership
- Lowest Foreign Currency Mark-up Fee of 2% on international transactions
- Now get 15,000 bonus points every year on spends of Rs.8 Lac
- Use your card* to make quick transactions at merchant locations accepting contactless cards
- Earn 4 Reward Points on every Rs. 150 spent and redeem rewards against exclusive lifestyle options
- 3 PAYBACK points on all(except fuel)
- 6 PAYBACK point on International spends
- 2 complimentary movie tickets every month under the Buy One Get One Free offer
- 2 complimentary international airport lounge visits per the calendar year
- Welcome vouchers worth ₹ 10,000
- Get Welcome Vouchers on Shopping and Travel worth Rs 10,000 on payment of joining fee.
- Get up to 20,000 PAYBACK points every anniversary year.
- 4 complimentary domestic airport lounge visits per quarter, courtesy of Mastercard and American Express.
- 2 complimentary international airport lounge visits per the calendar year and 2 complimentary domestic airport spa visit per the calendar year, under complimentary membership to Dreamfolks DragonPass Lounge Access Programme.
- Enjoy up to 4 complimentary rounds of golf every month at the golf course of your choice based on eligible spends on your card.
- Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
- Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme
- 4 PAYBACK points on all(except fuel)
- 1 PAYBACK point on utilities and insurance categories
- Annual benefits estimated to be around ₹3,00,000
- Buy one ticket and get up to ₹750 off on the second ticket, up to four times every month through BookMyShow
- The offer is valid on all movie and non-movie tickets booked through BookMyShow
- Perfect your swing with exclusive access and privileges at the most iconic golfing greens in India and around the world, with a complimentary round/lesson of golf on every ₹50,000 or more spent on the card in the previous calendar month, up to a maximum of 4 rounds/ lessons of golf every month.
- Enjoy a meal with your loved ones on your birthday with a dining voucher worth ₹7,500 from Trident Hotels, valid for redemption on the full menu at any Trident Hotel near you. This offer is valid only on American Express
- Get a complimentary Gift Voucher worth ₹5,000 from Da Milano on spending ₹2,00,000 on your card in the first two months of joining. This offer is valid only on American Express
- Exclusive discounts at VLCC, Kaya Skin Clinic, Richfeel, True Fitt n Hill and Gold’s Gym
- Air accident insurance of Rs. 3 crore
- Lost baggage insurance of USD 1200
- Loss of travel document insurance of USD 500
- Lost card liability of Rs 50,000
- Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
- Earn 2 Reward Points per ₹100 on all other spends, except fuel
- Welcome e- Gift Voucher worth ₹5,000
- For Pantaloons, Shoppers Stop and Hush Puppies /Bata you can redeem your e-gift voucher by showing the code at the respective brand store
- Earn upto 50,000 Bonus Reward Points worth ₹12,500/ year
- Earn 10,000 bonus Reward Points on achieving annual spends of ₹3 lakhs
- Welcome e- Gift Voucher worth ₹5,000
- For Pantaloons, Shoppers Stop and Hush Puppies /Bata you can redeem your e-gift voucher by showing the code at the respective brand store
- Free Movie Tickets worth ₹6,000 every year
- Transaction valid for at least 2 tickets per booking per month. Maximum discount is ₹250/ticket for 2 tickets only. Convenience Fee would be chargeable
- Earn upto 50,000 Bonus Reward Points worth ₹12,500/ year
- Earn 10,000 bonus Reward Points on achieving annual spends of ₹3 lakhs
- Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
- Earn 2 Reward Points per ₹100 on all other spends, except fuel
- Complimentary membership to the Priority Pass Program worth $99
- Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India
- Get 1 complimentary Lounge Access Voucher and 1 Upgrade Voucher
- You are also entitled to 2 Reward Points on every ₹100 spent on International transactions.
- 6 CV points for every ₹200 spent
- Welcome aboard with a complimentary Business Class ticket
- Upto 3 Business class tickets
- Welcome aboard with a complimentary Business Class ticket
- 6 CV points on every ₹200 spent
- Upto 3 Business class tickets and 10,000 CV points on milestone spends
- Complimentary Club Vistara Gold Membership
- Exclusive offers with Axis Bank Extraordinary weekends
- Delectable discounts with Axis Bank Dining Delights
- Annual Fee: ₹10,000
- One can receive up to at least 15% discount at restaurants which are tied to the Axis Bank Dining Delights.
- A complimentary Business class ticket is awarded for transactions that exceed ₹2.5 lakhs, ₹5 lakhs and ₹7.5 lakhs
- Earn 2.5 Membership Reward points for every ₹100 spent
- Get 3X Membership Reward points on abroad spent
- Access over 1,200 of the finest Airport Lounges globally
- Earn 1,00,000 Welcome Bonus Membership Rewards Points or get stay vouchers from Taj, SeleQtions and Vivanta Hotels worth ₹45,000
- Earn 1,00,000 Welcome Bonus Membership Rewards Points or get stay vouchers from Taj, SeleQtions and Vivanta Hotels worth ₹45,000
- Access over 1,200 of the finest Airport Lounges globally
- 50% off on suites at Oberoi Hotels and Resorts
- 25% off at Taj, SeleQtions and Vivanta Hotels
- Get 3X Membership Reward points on everything, every time you spend abroad.
- Also earn 2.5 Membership Reward points for every ₹100 spent
- Points never expire.
- Point Value 50Ps to ₹1
- Elite Tier Benefits
- Taj InnerCircle Silver Tier
- Marriott Bonvoy™ Gold Elite Status - Value: ₹20,000
- Hilton Honors Gold Status - Value: ₹10,000
- Radisson Rewards Gold Status
- Hertz Gold Plus Rewards
- Shangri-La Golden Circle’s Jade Tier Value
- Earn 1 reward point per ₹100 spent on domestic transactions
- Earn Get 2 reward points per ₹100 spent on internationall
- Get free unlimited priority pass lounge access to over 800 airports, worldwide
- Based on your relationship with Citibank, get up to 50% bonus reward points every month.
- Welcome bonus miles worth ₹4,500
- Get benefits worth ₹38,000+ in first year
- Welcome bonus miles worth ₹4,500*
- Taj Group/ ITC Hotels vouchers of ₹10,000*
- Reward points worth ₹24,000** on annual spends
- Never expiring reward points
- Epicure Plan of Taj InnerCircle membership
- Complimentary Priority PassTM lounge access for primary as well as add-on card members
- Instantly Pay with Points at select partners
- Get 1 reward point per ₹100 spent on domestic transactions
- Get 2 reward points per ₹100 spent on international
- Based on your relationship with Citibank, get up to 50% bonus reward points every month.
- On annual spends of ₹24 Lacs. Cashback value per point - 1 rupee. Benefits rounded down to nearest fifty
- Convert to air miles to frequent flyer partners at the rate of 1 point = 4 miles.
- Get free unlimited priority pass lounge access to over 800 airports, worldwide. This benefit applies to primary and supplementary credit cardholders.
Diners Club Black
Rewards Rate
- For every ₹150 you spend
Benefits
Unlimited Airport lounge access to 1,000+ Lounges; 6 Complimentary Golf games per quarter; Air AccidentCover of INR 2 Crore; Emergency Medical Expenses Cover of up to INR 50 Lakh
Fee
₹10,000
SignUp Bonus
Card Brand
Card Details
HDFC Regalia
Rewards Rate
Benefits
Airport Lounge Access Priority Pass Membership; Get 15,000 bonus points every year on spends of Rs.8Lac; Air Accident Cover of INR 1 Crore; Emergency Overseas Medical Expenses Cover of up to INR 15 Lakh
Fee
₹2,500
SignUp Bonus
Card Brand
Card Details
Sapphiro Credit Card
Rewards Rate
- For every ₹100 you spend
Benefits
Fee
₹6,500
Welcome Bonus
Card Brand
Card Details
Emeralde Credit Card
Rewards Rate
- For every ₹100 you spend
Benefits
4 complimentary movie tickets every month under the Buy One Get One Free offer; Celebrate your birthday with Trident Hotels with a voucher worth ₹7500
Fee
₹12,000
Special
unlimited complimentary international and domestic lounge access; Unlimited complimentary spa access at airports in India
Card Brand
Card Details
SBI Elite Credit Card
Rewards Rate
SignUp Bonus
Fee
₹4,999
Milestone Benefit
Card Brand
Card Details
Axis Bank Vistara Infinite Credit Card
Rewards Rate
SignUp Bonus
Fee
₹10,000
Milestone benefit
Card Brand
Card Details
American Express Platinum Credit Card
Rewards Rate
Benefits
Fee
₹60,000
SignUp Bonus
Card Brand
Card Details
Citi Prestige Credit Card
Rewards Rate
Benfits
Fee
₹20,000
SignUp Bonus
Card Brand
Card Details