Citi Prestige Credit Card Offers & Benefits

Citi Prestige Credit Card
Credithita Rating : 4

Citi Prestige Credit Card

Rewards Rate
  • Earn 1 reward point per ₹100 spent on domestic transactions
  • Earn Get 2 reward points per ₹100 spent on internationall
Benfits
  • Get free unlimited priority pass lounge access to over 800 airports, worldwide
  • Based on your relationship with Citibank, get up to 50% bonus reward points every month.
Fee
₹20,000
SignUp Bonus
  • Welcome bonus miles worth ₹4,500
Card Brand

Key Details of Citi Prestige Credit Card

  • Get benefits worth ₹38,000+ in first year
  • Welcome bonus miles worth ₹4,500*
  • Taj Group/ ITC Hotels vouchers of ₹10,000*
  • Reward points worth ₹24,000** on annual spends
  • Never expiring reward points
  • Epicure Plan of Taj InnerCircle membership
  • Complimentary Priority PassTM lounge access for primary as well as add-on card members
  • Instantly Pay with Points at select partners
  • Get 1 reward point per ₹100 spent on domestic transactions
  • Get 2 reward points per ₹100 spent on international
  • Based on your relationship with Citibank, get up to 50% bonus reward points every month.
  • On annual spends of ₹24 Lacs. Cashback value per point - 1 rupee. Benefits rounded down to nearest fifty
  • Convert to air miles to frequent flyer partners at the rate of 1 point = 4 miles.
  • Get free unlimited priority pass lounge access to over 800 airports, worldwide. This benefit applies to primary and supplementary credit cardholders.

Rewards Rate of Citi Prestige Credit Card

  • Get 1 reward point per ₹100 spent on domestic transactions
  • Get 2 reward points per ₹100 spent on international

Fee Details of Citi Prestige Credit Card

  • Joining Fee - ₹20,000
  • Second Year onwards ₹20,000
Cash withdrawal Interest
2% per month
Purchase Interest
3.35% per month

Charges of Citi Prestige Credit Card

Fee Type Charges
Fee ₹20,000
2nd year onwards fee ₹20,000
Card replacement fee ₹100
Cash withdrawal fee 2% on advanced amount, subject to minimum of ₹300
Late payment charges
  • No charge for up to ₹1000 outstanding balance
    • ₹100 for above ₹1000
Fee on cash payment at branches ₹100 per deposit at branches
Fee on cash payment at atms ₹50 per deposit at atm
Eligibility of Citi Prestige Credit Card
  • Applicant should be either self-employed or salaried.
  • The applicant age must be 21 years and be an Indian citizen.
  • the applicant should also have a good credit score.
  • Minimum annual income ₹25 lakh

Documentation for Citi Prestige Credit Card

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

Frequently asked questions

Is Citi Prestige Credit Card free?

Can I withdraw cash from Citi Prestige Credit Card?

What is the interest rate for Citi Prestige Credit Card?

Is Citi Prestige Credit Card International?

Is Citi Prestige Credit Card contactless?

Citi Prestige Credit Card Reward points valid for?

How can I pay my CITI credit card bill?

What is the billing date of the CITI Credit Card?

Will I be charged for IMPS transactions?

Will I be charged for NEFT transactions?

Can I make CITI credit card payments with other bank debit cards?

Is applying for a credit card will do the hard credit pull?

What do I do if my CITI Bank Credit Card is lost or stolen?

How can I get my credit card statement?