Sapphiro Credit Card Offers & Benefits

Sapphiro Credit Card
Credithita Rating : 4

Sapphiro Credit Card

Rewards Rate
    For every ₹100 you spend
  • 3 PAYBACK points on all(except fuel)
  • 6 PAYBACK point on International spends
Benefits
  • 2 complimentary movie tickets every month under the Buy One Get One Free offer
  • 2 complimentary international airport lounge visits per the calendar year
Fee
₹6,500
Welcome Bonus
  • Welcome vouchers worth ₹ 10,000
Card Brand

Key Details of Sapphiro Credit Card

  • Get Welcome Vouchers on Shopping and Travel worth Rs 10,000 on payment of joining fee.
  • Get up to 20,000 PAYBACK points every anniversary year.
  • 4 complimentary domestic airport lounge visits per quarter, courtesy of Mastercard and American Express.
  • 2 complimentary international airport lounge visits per the calendar year and 2 complimentary domestic airport spa visit per the calendar year, under complimentary membership to Dreamfolks DragonPass Lounge Access Programme.
  • Enjoy up to 4 complimentary rounds of golf every month at the golf course of your choice based on eligible spends on your card.
  • Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
  • Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme

Pro's of Sapphiro Credit Card

  • 2 complimentary movie tickets every month under the Buy One Get One Free offer
  • Get Welcome Vouchers on Shopping and Travel worth Rs 10,000

Rewards Rate of Sapphiro Credit Card

  • Under the new Milestone Rewards program, get 4,000 PAYBACK Points on spending Rs. 4,00,000 on your card and 2,000 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 20,000 PAYBACK Points per year.
  • Get 1 PAYBACK Points on every Rs. 100 spent on fuel, utilities and insurance categories.
  • Earn 50% more rewards on your ICICI Bank Sapphiro American Express® Credit Card.
    Earn bonus rewards of up to 6 PAYBACK Points on every ₹ 100 spent
    PAYBACK Points on the ICICI Bank Rubyx Mastercard Credit Card (per Rs. 100 spent)
  • Domestic spends (except fuel) 2 points
  • International spends 4 points
    PAYBACK Points on the ICICI Bank Rubyx Platinum American Express® Credit Card (per Rs. 100 spent)
  • Domestic spends (except fuel) 3 points
  • International spends 6 points

Signup Bonus of Sapphiro Credit Card

    Avail amazing welcome vouchers worth ₹ 10,000 within 45 days of payment of joining fees.
  • Shoppers Stop Voucher worth ₹ 3000
  • EaseMyTrip Vouchers worth ₹ 4000 (Four vouchers worth ₹ 1000 each)
  • Ola Vouchers worth ₹ 1000 (Four vouchers worth ₹ 250 each)
  • Vouchers from Zomato worth Rs.1000 (Two vouchers worth Rs. 500 each)
  • Croma Voucher worth ₹ 1000

Fee Details of Sapphiro Credit Card

  • You pay a joining fee of ₹ 6,500 + GST and get welcome vouchers of shopping and travel worth ₹ 10,000 within 45 days of payment of the joining fee.
  • You pay an annual fee of ₹ 3,500 + GST from 2nd year onwards - waived off if you spend more than ₹ 6,00,000 in the previous year.
Cash withdrawal Interest
3.4% per month
Purchase Interest
3.4% per month

Charges of Sapphiro Credit Card

Fee Type Charges
Joining fee ₹6,500
2nd year onwards fee ₹3,500
Card replacement fee ₹100
Cash withdrawal fee 2.50% on advanced amount, subject to minimum of ₹300
Late payment charges
  • No charge for up to ₹100 outstanding balance
  • ₹100 for Between ₹100 to ₹500
  • ₹500 for Between ₹501 to ₹10,000
  • ₹750 More than ₹10,000
Foreign currency transactions Mark-up of 3.50%
Fee on cash payment at branches ₹100 per payment transaction
Eligibility of Sapphiro Credit Card
  • Applicant should be either self-employed or salaried.
  • The age of the primary cardholder 23 years and very good credit score.
  • Add-on cardholder age must be 18 years.

Documentation for Sapphiro Credit Card

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

Frequently asked questions

Is ICICI Sapphiro Credit Card International?

Does ICICI Sapphiro Credit Card have free airport lounge access?

What is the interest rate for an ICICI Sapphiro Credit Card?

Can I withdraw cash from ICICI Sapphiro Card?

Is ICICI Sapphiro Credit Card free?

Will I get a BOGO (buy one get one) ticket with ICICI Sapphiro credit card?

What is the billing date of the ICICI Credit Card?

Will I be charged for IMPS transactions?

Will I be charged for NEFT transactions?

Is applying for a credit card will do the hard credit pull?

What do I do if my ICICI Bank Credit Card is lost or stolen?

How can I pay my ICICI credit card bill?