Name: Standard Chartered Manhattan Platinum Credit Card
Brand: Standard Chartered Bank
SKU: Nmz53mPf56bk5cHO08zN
Rating: 4 (32 reviews)

Question 1

Is Standard Chartered Manhattan Platinum Credit Card free?

Accepted Answer

No, Standard Chartered Manhattan Platinum has a first-year joining fee of ₹999 + GST and a renewal fee of ₹999 + GST every subsequent year.

Question 2

Can I withdraw cash from Standard Chartered Manhattan Platinum Credit Card?

Accepted Answer

Like most of the credit cards, you can withdraw money using Standard Chartered Manhattan Platinum Credit Card up to your allowed cash withdrawal limit. Every transaction includes a fee of 3% on the advanced amount, subject to a minimum of ₹300. The interest rate is 3.49% monthly or 41.88% annually.

Question 3

What is the interest rate for Standard Chartered Manhattan Platinum Credit Card?

Accepted Answer

The interest rate on Standard Chartered Manhattan Platinum Credit Card is 3.49% monthly or 41.88% annually. The interest is calculated on the balance due from the starting date of the billing cycle.

Question 4

Is Standard Chartered Manhattan Platinum Credit Card International?

Accepted Answer

Yes, you can use Standard Chartered Manhattan Platinum Credit Card internationally and each transaction will have a 3.50% foreign currency mark-up fee. Make sure you update Standard Chartered about your travel plans by calling their customer care before your travel so that your transactions are not denied by Standard Chartered suspecting these are fraudulent.

Question 5

Is Standard Chartered Manhattan Platinum Credit Card contactless?

Accepted Answer

Standard Chartered Manhattan Platinum Credit Card has a contactless option and simply tap and pay using a contactless card.

Question 6

How can I pay my Standard Chartered credit card bill?

Accepted Answer

Credit card bills can be paid via multiple channels:

Mobile App
Bill desk: From different bank accounts directly to your card account.Visit https://www.sc.com/in/_documents/ billpay/billpay.html
Standard Chartered Bank ATM
Drop cheques in the 'drop box' at Standard Chartered Bank branches
Cash payments at the bank branch
Auto-Debit facility
Net banking
Customer Care Centre
Visa money transfer
NEFT

Question 7

What is the billing date of the Standard Chartered Credit Card?

Accepted Answer

Every credit card has a billing cycle. For instance, if your Standard Chartered Credit Card billing cycle is 15th June to 15th July, then your payment will be due by 3rd August or 10th August, Payment due dates vary between 18 to 25 days from your billing date.

Question 8

Will I be charged for IMPS transactions?

Accepted Answer

Yes. If your transaction amount is between ₹1 and ₹1 lakh, you will be charged ₹5 and the applicable GST. For transactions above ₹1 lakh and up to ₹2 lakh, you will be charged ₹15 and the applicable GST.

Question 9

Will I be charged for NEFT transactions?

Accepted Answer

No charges on online NEFT transactions. RBI has mandated banks to not to charge any fees on NEFT transactions done by savings account holders from January 1, 2020.

Question 10

How do I report that my credit card has been lost or stolen?

Accepted Answer

You must notify immediately if you become aware that your credit card has been lost, stolen or misused. Call to the Standard Chartered Customer Care or report via online.

Question 11

How can I get my credit card statement?

Accepted Answer

Log in to your Internet Banking Account or Mobile app to view your credit card statement, you will receive your statement if you have registered for a paper statement. You can also call the bank customer care for credit card statement related queries.

Question 12

Is applying for a credit card will do the hard credit pull?

Accepted Answer

Whenever you apply for a credit card bank will do a “hard inquiry,” or “hard pull.” to verify your creditworthiness. So it is a chicken-and-egg problem. To get a credit card you need credit history and to build good creditworthiness you need to have a credit card and build credit history by using and repaying credit cards.

Question 13

Which Standard Chartered credit card is best?

Accepted Answer

Comparison Of Top Credit Cards By Standard Chartered Bank

Card name	Joining fee
Standard Chartered Landmark Rewards Platinum	₹250
Standard Chartered Yatra Platinum Credit Card	₹499
Standard Chartered Super Value Titanium Credit Card	₹750
Standard Chartered Manhattan Platinum Credit Card	₹999
Standard Chartered Emirates World Credit Card	₹3,000
Standard Chartered Ultimate Card	₹5,000

Question 14

Standard Chartered Credit Card Reward points valid for?

Accepted Answer

You can accumulate your reward points until 31st December every year and you can redeem these points until June the following year. After June, these accumulated points will expire. For example, if you have 100 points accumulated till 31st Dec 2018, then you can redeem these 100 points before the end of June 2019. After June 2019 all these 100 reward points will expire.

Fee Type	Charges
Cash withdrawal fee	3% on advanced amount, subject to minimum of ₹300
Late payment charges	No charge for up to ₹100 outstanding balance ₹100 for between ₹101 to ₹500 ₹500 for between ₹501 to ₹5,000 ₹700 for between ₹5,001 to ₹15,000 ₹800 more than ₹15,000
Fee on cash payment at branches	₹299 per payment transaction

Standard Chartered Manhattan Platinum Credit Card Offers & Benefits

Standard Chartered Manhattan Platinum Credit Card

Key Details of Standard Chartered Manhattan Platinum Credit Card

Pro's of Standard Chartered Manhattan Platinum Credit Card

Rewards Rate of Standard Chartered Manhattan Platinum Credit Card

Fee Details of Standard Chartered Manhattan Platinum Credit Card

Charges of Standard Chartered Manhattan Platinum Credit Card

Documentation for Standard Chartered Manhattan Platinum Credit Card

Frequently asked questions