Snapdeal HDFC Credit Card Offers & Benefits

Snapdeal HDFC Credit Card
Credithita Rating : 4

Snapdeal HDFC Credit Card

Rewards Rate
    For every ₹150 you spend
  • 2 reward points on all
  • 20 reward points on snapdeal purchases through SmartBUY
Benefits
  • Flat 5% Instant Discount when you shop at Snapdeal
  • Free Accidental Death Insurance up to 50 Lakhs
Fee
₹500
SignUp Bonus
  • Snapdeal Vouchers worth Rs. 2000
  • Earn 500 Reward Points
Card Brand

Key Details of Snapdeal HDFC Credit Card

  • 2 Reward Points per Rs. 150 spent on all purchases
  • Flat 5% Instant Discount when you shop at Snapdeal
  • Earn 20 Reward Points when you shop at Snapdeal and purchases through SmartBUY
  • A fuel surcharge of 2.5% plus service tax will be replaced by Convenience fee of 1%
  • Avail up to 50 days of interest-free period from the date of purchase
  • Do minimum 4 transactions using a Credit card every month and get
    • Free Accidental Death Insurance up to 50 Lakhs*
    • Free Fire and Burglary protection for goods above Rs.5000 for 180 days

Pro's of Snapdeal HDFC Credit Card

  • Earn 20 Reward Points when you shop at Snapdeal and purchases through SmartBUY
  • It provides Free Accidental Death Insurance up to 50 Lakh

Con's of Snapdeal HDFC Credit Card

  • Reward points are valid only for 2 years.

Rewards Rate of Snapdeal HDFC Credit Card

  • 2 Reward Points per Rs. 150 spent on all purchases
  • Earn 20 Reward Points when you shop at Snapdeal and purchases through SmartBUY
  • Flat 5% Instant Discount when you shop at Snapdeal

Signup Bonus of Snapdeal HDFC Credit Card

  • Snapdeal Vouchers worth Rs. 2000
  • Earn 500 Reward Points

Fee Details of Snapdeal HDFC Credit Card

  • First Year and Renewal Fee on Snapdeal HDFC Bank Credit Card is Rs. 500/- (GST* as applicable)
  • Renewal fee waiver if you spend Rs. 1,50,000 in a year
Cash withdrawal Interest
3.49% per month
Purchase Interest
3.49% per month

Charges of Snapdeal HDFC Credit Card

Fee Type Charges
Fee ₹500
Card replacement fee ₹100
Cash withdrawal fee 2.5% on advanced amount, subject to minimum of ₹500
Late payment charges
  • No charge for up to ₹100 outstanding balance
  • ₹100 for Between ₹100 to ₹500
  • ₹500 for Between ₹501 to ₹5,000
  • ₹600 for Between ₹5001 to ₹10,000
  • ₹800 for Between ₹10001 to ₹25,000
  • ₹950 More than ₹25,000
Fee on cash payment at branches ₹100 per payment transaction
Cash withdrawal limit 40% of your credit card limit
Reward redemption fee ₹99
Foreign Currency Transactions fee Bank Charges Cross currency markup of 3.5%
Balance transfer processing fee 1% of balance transfer amount or ₹250 (which ever is higher)
Eligibility of Snapdeal HDFC Credit Card
  • Applicant should be either self-employed or salaried.
  • For salaried Employee,the age range is 21 to 60 years.
  • For self-employed, it is 21 to 65 years.

Documentation for Snapdeal HDFC Credit Card

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving licence or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

Frequently asked questions

What Is Snapdeal HDFC Credit Card fee?

Snapdeal HDFC Credit Card Reward points valid for?

Can I withdraw cash from Snapdeal HDFC Credit Card?

What is the interest rate for Snapdeal HDFC Credit Card?

What is the billing date of the HDFC Credit Card?

How can I pay my HDFC credit card bill?

What do I do if my HDFC Bank Credit Card is lost or stolen?

Can I make HDFC credit card payments with other bank debit cards?

Will I be charged for IMPS transactions?

Will I be charged for NEFT transactions?

Is applying for a credit card will do the hard credit pull?