RBL Bank vCard Credit Card Offers & Benefits
RBL Bank vCard Credit Card
Rewards Rate
- For every ₹100 spent
- Earn 1 reward point on all purchases
Fuel Surcharge waiver
- up to ₹100 a month for fuel transactions between ₹500 and ₹4000
Fee
₹0
Movie Offer
- Buy one Get one movie ticket every month up to ₹200 at BookMyShow
Card Brand
Key Details of RBL Bank vCard Credit Card
- Earn Bonus 4000 Rewards on every ₹1.2 Lac in a year.
- Earn 1 reward point for every ₹100 spent on all purchases
- 1,000 bonus Rewards Points on spends of ₹10,000 or more within 60 days of Card setup
- Fuel Surcharge waiver of ₹100 per month for fuel transactions between ₹500 - ₹4,000
- Buy one Get one movie ticket every month up to ₹200 at BookMyShow on Wednesday
- Get 5% value back on groceries spends on Wednesday only
- Get 10% value back on spends at Pizza Hut online & Domino’s online on Wednesday only
Fee Details of RBL Bank vCard Credit Card
- Joining Fee - ₹0
- Second Year onwards ₹500
- Get your annual fee waived off on spending ₹1 lac in the previous year
Cash withdrawal Interest
3.99% per month
Purchase Interest
3.99% per month
Charges of RBL Bank vCard Credit Card
| Fee Type | Charges |
|---|---|
| Fee | ₹0 |
| 2nd year onwards fee | ₹500 |
| Late payment charges | 15% of Total amount due, subject to minimum of ₹50 and max ₹1,000 |
| Penalty for over limit | ₹600 |
| Cash Advance Transaction fee | 2.5% of the cash amount, subject to minimum of ₹300 |
| Fuel Transaction Charge | 1% Surcharge on Fuel transaction value, subject to minimum of ₹10 |
| Fee for foreign currency transaction | 3.50% of the total transaction value |
| Cash payment fee | ₹250 |
Eligibility of RBL Bank vCard Credit Card
- Applicant should be either self-employed or salaried.
- Age should be between 21 and 65.
- Good credit score.
Documentation for RBL Bank vCard Credit Card
- KYC documents
- PAN card or Form 60
- Income proof such as salary slip, Income tax returns Form 16
- Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
- Proof of Identity
- PAN Card
- Aadhaar Card
- Voter’s ID Card
- Passport
- Driving Licence
-
Proof of Address
- Aadhaar Card
- Passport
- Utility bills (not more than 3 months old)
- Any other government-approved ID
-
Proof of Income
- Bank statement for the last 3 months
- Salary slips for the last 3 months
- Audited financials for the last two years (for self-employed)
- Form 16