RBL Bank Practo Plus Credit Card Offers & Benefits
RBL Bank Practo Plus Credit Card
Rewards Rate
- 1 HealthCash on every ₹100 spent
SignUp Bonus
- Home sample pick up, Tests include reports on vitamin profile, Thyroid profile, Iron deficiency profile, blood count, diabetes and many more.
Fee
₹2,000
Airport Lounge Access
- 2 Complimentary Airport Lounge Access per quarter
Card Brand
Key Details of RBL Bank Practo Plus Credit Card
- Complimentary lounge access on domestic lounges – 2 per quarter
- Earn 1 HealthCash per Rs. 100 spen
- 1 HealthCash = Rs. 1
- Personalised experience with doctors who keep track of your entire family history
- Connect under 2 minutes on text, call or video - available 24 hours a day, 7 days a week
- Home sample pick up, Tests include reports on vitamin profile, Thyroid profile, Iron deficiency profile, blood count, diabetes and many more.
- 2 Complimentary Airport Lounge Access per quarter
Pro's of RBL Bank Practo Plus Credit Card
- Personalised experience with doctors who keep track of your entire family history
- Connect under 2 minutes on text, call or video - available 24 hours a day, 7 days a week
- Home sample pick up, Tests include reports on vitamin profile, Thyroid profile, Iron deficiency profile, blood count, diabetes and many more.
Fee Details of RBL Bank Practo Plus Credit Card
- Joining Fee - ₹2,000
- Second Year onwards ₹2,000
Cash withdrawal Interest
3.99% per month
Purchase Interest
3.99% per month
Charges of RBL Bank Practo Plus Credit Card
| Fee Type | Charges |
|---|---|
| Fee | ₹2,000 |
| 2nd year onwards fee | ₹2,000 |
| Late payment charges | 15% of Total amount due, subject to minimum of ₹50 and max ₹1,000 |
| Penalty for over limit | ₹600 |
| Cash Advance Transaction fee | 2.5% of the cash amount, subject to minimum of ₹300 |
| Fuel Transaction Charge | 1% Surcharge on Fuel transaction value, subject to minimum of ₹10 |
| Fee for foreign currency transaction | 3.50% of the total transaction value |
| Cash payment fee | ₹250 |
Eligibility of RBL Bank Practo Plus Credit Card
- Applicant should be either self-employed or salaried.
- Age should be between 21 and 65.
- Good credit score.
Documentation for RBL Bank Practo Plus Credit Card
- KYC documents
- PAN card or Form 60
- Income proof such as salary slip, Income tax returns Form 16
- Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
- Proof of Identity
- PAN Card
- Aadhaar Card
- Voter’s ID Card
- Passport
- Driving Licence
-
Proof of Address
- Aadhaar Card
- Passport
- Utility bills (not more than 3 months old)
- Any other government-approved ID
-
Proof of Income
- Bank statement for the last 3 months
- Salary slips for the last 3 months
- Audited financials for the last two years (for self-employed)
- Form 16