IDBI Bank Winnings Credit Card Offers & Benefits

IDBI Bank Winnings Credit Card
Credithita Rating : 4

IDBI Bank Winnings Credit Card

Rewards Rate
  • 2 Delight points for every ₹100 spent
SignUp Bonus
  • Flat 10% Cashback on all transactions with minimum ₹500/ within 3 months of card receipt
Fee
₹899
Fuel Benefits
  • 1%* fuel surcharge maximum waiver of upto ₹400 per month
Card Brand

Key Details of IDBI Bank Winnings Credit Card

  • 2 Delight points for every ₹100 spent
  • Waiver of 1%* fuel surcharge maximum waiver of upto ₹400 per month and transactions in the range of ₹400 to ₹5,000
  • Get welcome benefit of flat 10% Cashback on all transactions with minimum ₹500/ within 3 months of card receipt.
  • You can also earn 500 more Delight Points with just 5 transactions of value ₹1000 each per month.
  • Get double Delight points on your Birthday month.
  • Complimentary Visa Airport Lounge Access
  • Annual fee – ₹899
  • Second Year onwards ₹899, waived off if you spend more than ₹90,000 in the previous year

Fee Details of IDBI Bank Winnings Credit Card

  • Joining Fee - ₹899
  • Second Year onwards ₹899, waived off if you spend more than ₹90,000 in the previous year
Cash withdrawal Interest
3.4% per month
Purchase Interest
3.4% per month

Charges of IDBI Bank Winnings Credit Card

Fee Type Charges
Fee ₹899
2nd year onwards fee ₹899
Late payment charges
  • Nil up to ₹99
  • ₹100 for between ₹100 to ₹500
  • ₹400 for between ₹501 to ₹5,000
  • ₹500 for between ₹5001 to ₹20,000
  • ₹750 more than ₹20,001
Penalty for over limit 2.5% of the over limit amount or ₹500
Auto-debit return charge ₹225
Card replacement charge ₹200
Fee for foreign currency transaction 3.50% of the total transaction value
Cash payment fee ₹100
Reward redemption ₹99
Eligibility of IDBI Bank Winnings Credit Card
  • Applicant should be either self-employed or salaried.
  • Age should be between 21 and 65.
  • Good credit score.

Documentation for IDBI Bank Winnings Credit Card

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16