ICICI Platinum Chip Credit Card Offers & Benefits

ICICI Platinum Chip Credit Card
Credithita Rating : 3.5

ICICI Platinum Chip Credit Card

Rewards Rate
    For every ₹100 you spend
  • 2 PAYBACK points on all(except fuel)
  • 1 PAYBACK point on utilities and insurance categories
Benefits
  • 1% fuel surcharge waiver
Fee
₹199
Special
  • Minimum 15% savings on dining at over 800 restaurants
Card Brand

Key Details of ICICI Platinum Chip Credit Card

  • Built-in contactless technology to make quick and secure payments at retail outlets
  • Security of a chip card to protect you against the risk of fraud.
  • PAYBACK Points, redeemable for exciting gifts and vouchers.
  • Fuel surcharge waiver.
  • Minimum 15% savings on dining at over 800 restaurants courtesy our Culinary Treats program.

Rewards Rate of ICICI Platinum Chip Credit Card

  • Earn 2 PAYBACK Points on every ₹ 100 spent on all retail purchases except fuel.
  • Get 1 PAYBACK Point on every ₹ 100 spent on utilities and insurance categories.

Fee Details of ICICI Platinum Chip Credit Card

  • Joining Fee – ₹199 + GST
  • Annual Fee (Second year onwards) – ₹ 99 + GST
  • Supplementary Card Fee – NIL
  • Overdue interest on extended credit and cash advances – 3.40% per month (40.80% annualized)
  • You can avail of this card if you are more than 23 years old
    • * If total spends on the Credit Card is ₹ 50,000 or more during an anniversary year, the Annual Fee for the subsequent year shall be reversed.
Cash withdrawal Interest
3.4% per month
Purchase Interest
3.4% per month

Charges of ICICI Platinum Chip Credit Card

Fee Type Charges
Joining fee ₹199
2nd year onwards fee ₹99
Card replacement fee ₹100
Cash withdrawal fee 2.50% on advanced amount, subject to minimum of ₹300
Late payment charges
  • No charge for up to ₹100 outstanding balance
  • ₹100 for Between ₹100 to ₹500
  • ₹500 for Between ₹501 to ₹10,000
  • ₹750 More than ₹10,000
Foreign currency transactions Mark-up of 3.50%
Fee on cash payment at branches ₹100 per payment transaction
Eligibility of ICICI Platinum Chip Credit Card
  • Applicant should be either self-employed or salaried.
  • For salaried Employee, the age range is 23 to 65 years and Net Monthly Income > Rs 20,000 per month.
  • For self-employed, it is 23 to 65 years and Rs 3 Lakhs per annum

Documentation for ICICI Platinum Chip Credit Card

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

Frequently asked questions

What is the interest rate for an ICICI Platinum Chip Credit Card?

Can I withdraw cash from ICICI Platinum Chip Card?

What Is the ICICI Platinum Chip Credit Card fee?

What is the billing date of the ICICI Credit Card?

Will I be charged for IMPS transactions?

Will I be charged for NEFT transactions?

Is applying for a credit card will do the hard credit pull?

What do I do if my ICICI Bank Credit Card is lost or stolen?

How can I pay my ICICI credit card bill?