Name: British Airways Premium Credit Card
Brand: ICICI Bank
SKU: nzXFRbBjo3D2rwK9cjet
Rating: 4 (32 reviews)

Question 1

Is ICICI British Airways Premium Credit Card International?

Accepted Answer

Yes, you can use your ICICI British Airways Premium Credit Card internationally and you have to pay a 3.50% foreign transaction fee on every transaction. Make sure you update ICICI Bank about your travel plans by calling customer care before your travel so that your transactions are not denied by the Bank suspecting these are unauthorized transactions.

Question 2

What is the interest rate for an ICICI British Airways Premium Credit Card?

Accepted Answer

The interest rate is 3.40% monthly or 40.8% annually.

Question 3

Can I withdraw cash from ICICI British Airways Premium Card?

Accepted Answer

Like most of the credit cards, you can withdraw money using the ICICI British Airways Premium Credit Card up to your allowed cash withdrawal limit. Every transaction includes a fee of 2.50% on the advanced amount, subject to a minimum of ₹300. The interest rate is 3.40% monthly or 40.8% annually.

Question 4

What Is the ICICI British Airways Premium Credit Card fee?

Accepted Answer

No, ICICI British Airways Premium Credit Card has a first Year joining fee of ₹7,000 + GST.

Question 5

What is the billing date of the ICICI Credit Card?

Accepted Answer

Every credit card has a billing cycle. For instance, if your ICICI Credit Card billing cycle is 15th May to 15th June, then the payment is due by 2nd July, considering a grace period of 45 days from the beginning of your billing cycle.

Question 6

Will I be charged for IMPS transactions?

Accepted Answer

Yes. If your transaction amount is between ₹1 and ₹1 lakh, you will be charged ₹5 + GST. For transactions above ₹1 lakh and up to ₹2 lakh, you will be charged ₹15 + GST.

Question 7

Will I be charged for NEFT transactions?

Accepted Answer

No charges on online NEFT transactions. RBI has mandated banks to not to charge any fees on NEFT transactions done by savings account holders from January 1, 2020.

Question 8

Is applying for a credit card will do the hard credit pull?

Accepted Answer

Whenever you apply for a credit card bank will do the “hard inquiry,” or “hard pull.” to verify your creditworthiness. So it is a chicken-and-egg problem. To build a good creditworthiness you need to build credit history by using and repaying credit cards.

Question 9

What do I do if my ICICI Bank Credit Card is lost or stolen?

Accepted Answer

In the case of loss, theft, or misuse of your credit card, the incident must be reported immediately to ICICI Bank through Customer Care or via SMS CCBLK <last 4 digits of your card> to 5676766 from your registered mobile number. The Bank shall immediately suspend the Card. The Card Member is advised to file an FIR with the local police station so that the Card Member can produce its copy whenever requested by the Bank.

Question 10

How can I pay my ICICI  credit card bill?

Accepted Answer

Credit card bills can be paid via multiple channels:

iMobile App
ICICI Bank ATM
Drop cheques in the 'drop box' at ICICI Bank branches
Cash payments at the bank branch
Auto-Debit facility
Net banking
Customer Care Centre
Visa money transfer
NEFT

Fee Type	Charges
Joining fee	₹7,000
2nd year onwards fee	₹7,000
Card replacement fee	₹100
Cash withdrawal fee	2.50% on advanced amount, subject to minimum of ₹300
Late payment charges	No charge for up to ₹100 outstanding balance ₹100 for Between ₹100 to ₹500 ₹500 for Between ₹501 to ₹10,000 ₹750 More than ₹10,000
Foreign currency transactions	Mark-up of 3.50%
Fee on cash payment at branches	₹100 per payment transaction

British Airways Premium Credit Card Offers & Benefits

British Airways Premium Credit Card

Key Details of British Airways Premium Credit Card

Rewards Rate of British Airways Premium Credit Card

Fee Details of British Airways Premium Credit Card

Charges of British Airways Premium Credit Card

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