HSBC Smart Value Credit Card Offers & Benefits

HSBC Smart Value Credit Card
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HSBC Smart Value Credit Card

Rewards Rate
For every ₹100 you spend
  • Get 6 points on Online, Dining & Telecom
  • Get 1 point on others
SignUp Bonus
₹2000 Cleartrip voucher; ₹250 Amazon voucher; ₹250 Swiggy Voucher; Get 10% cashback for first 60 days; Get ₹200 BookMyShow voucher; Gaana+ subscription for 3 months.
Fee
₹0
Exclusive Privileges
Get a BookMyShow voucher worth ₹200 on spending over ₹15,000 in a calendar month.
Card Brand

Key Details of HSBC Smart Value Credit Card

  • No Joining Fee. Annual fee of ₹499 (Waived off on annual spends of ₹50000 or more). Amazon voucher worth ₹500 on payment of the annual fee.
  • 10% Cashback up to ₹1000 in the first 60 days of issuance
  • 3X Rewards on Online, Dining & Telecom spends
  • Attractive Instalment plans at 10.99% per annum for EMI products booked within the first 90 days of card issuance
  • Get a movie ticket voucher worth ₹200 on spending over ₹15,000 in a calendar month. Maximum of ₹1200 per cardholder in a year
  • Fuel Surcharge Waiver

Pro's of HSBC Smart Value Credit Card

  • 10% intro cashback bonus
  • No Joining Fee
  • Excellent welcome bonus with first purchase

Con's of HSBC Smart Value Credit Card

  • Limited to some cities

Rewards Rate of HSBC Smart Value Credit Card

  • Get 1 reward point for every ₹100 spent.
  • Reward points are valid for 2 years
  • Earn 3 Times Rewards (3X) on all spends on online, dining, and telecom categories. (Capped at 1000 incremental Reward Points per month)

Signup Bonus of HSBC Smart Value Credit Card

  • Get ₹200 BookMyShow voucher within 60 days of issuance of the card. Voucher validity - 30 days from the date of dispatch of the communication with the voucher details
  • Gaana+ subscription for 3 months within 60 days of issuance of the card. Voucher validity - 30 days from the date of dispatch of the communication with the voucher details
  • Get ₹250 Swiggy Voucher on your first transaction.
  • Get ₹2000 Cleartrip voucher & ₹250 Amazon Gift Voucher on your first transaction within 30 days of credit card issuance. Eligible customers will receive the vouchers within 60 days after completion of 30 days from Credit Card issuance. e-gift card is valid up to 6 months from the date of issuance.
  • Get 10% cashback for making a minimum of 5 purchase transactions, totaling to ₹5,000 or more during the first 60 days of issuance subject to a maximum cashback of ₹1000. Eligible cashback will be credited within 60 days after completion of 60 days from Credit Card issuance.

Fee Details of HSBC Smart Value Credit Card

  • No joining fees
  • Annual fee of ₹499 (₹0 if you spend ₹50000 or more). Amazon voucher worth ₹500 on payment of the annual fee.
Cash withdrawal Interest
1.99% to 2.99%% per month
Purchase Interest
1.99% to 2.99%% per month

Charges of HSBC Smart Value Credit Card

Fee Type Charges
Card replacement fee ₹100
Cash withdrawal fee 2.50% on advanced amount, subject to minimum of ₹300
Late payment charges 50% of the minimum due amount (subject to a minimum of Rs.400 and a maximum of Rs.750)
Fee on cash payment at branches ₹100
Rewards redemption fee ₹50
Eligibility of HSBC Smart Value Credit Card
  • You must be aged between 18 to 65
  • Minimum annual income must be ₹3,00,000 per annum for salaried individuals
  • Must be a Resident Indian
  • The current city of residence should be: Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, New Delhi, Noida, or Pune

Documentation for HSBC Smart Value Credit Card

  • Salary slip/certificate if you are a Multinational Corporation (MNC), employee.
  • If you have other credit cards, a copy of front and back of your credit card and your latest credit card statement.
  • Copy of your latest salary slip, plus the last 3 months of bank statements showing salary credits if you are a salaried employee in a Private Limited Company.
  • Proof of residence, identity and Permanent Account Number (PAN) card / Form 60.
Accepted Documents
Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

Frequently asked questions

Is HSBC Smart Value Credit Card free?

Can I withdraw cash from HSBC Smart Value Credit Card?

What is the interest rate for HSBC Visa Platinum Credit Card?

Is HSBC Smart Value Credit Card International?

How can I pay my HSBC credit card bill?

What is the billing date of the HSBC Credit Card?

Will I be charged for IMPS transactions?

Will I be charged for NEFT transactions?

How do I report that my credit card has been lost or stolen?

How can I get my credit card statement?

Is applying for a credit card will do the hard credit pull?

Which HSBC Credit Card is best?

HSBC Credit Card Reward points valid for?