HSBC Cashback Credit Card Offers & Benefits

HSBC Cashback Credit Card
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HSBC Cashback Credit Card

Rewards Rate
  • Get 1.5% cashback on all online spends (excluding transfer of funds to online wallet)
  • Get 1% on others
SignUp Bonus
  • ₹500 Amazon voucher
  • 20% off on Swiggy orders above ₹400, Discount up to ₹100, valid once per month
  • 5% discount on Amazon spends of ₹1,000 or above, Maximum discount of ₹250 per month.
Fee
₹0
Movie Offer
  • Buy-one-get-one-free movie tickets on Saturdays up to ₹250.
Card Brand

Key Details of HSBC Cashback Credit Card

  • Get 1.5% cashback on all online spends (excluding transfer of funds to online wallet)
  • Get 1% on others
  • ₹500 Amazon voucher
  • 20% off on Swiggy orders above ₹400, Discount up to ₹100, valid once per month
  • 5% discount on Amazon spends of ₹1,000 or above, Maximum discount of ₹250 per month.
  • Buy-one-get-one-free movie tickets on Saturdays up to ₹250.
  • Unlimited cashback on all your transactions
  • Second year onwards fee ₹750 will be waived off if you spend more than ₹100,000 in the previous year
  • Up to a 15% discount at over 1,000 restaurants across major cities
  • Convenient EMI options that allow you to pay your credit card dues in Equated Monthly Installments (EMIs) such as Balance Transfer on EMI, Cash-on-EMI, Loan-on-Phone etc.
  • his card is enabled with VISA Paywave technology that allows contactless payments on your credit card.

Pro's of HSBC Cashback Credit Card

  • No Joining and Annual Fees
  • Good introductory offers

Con's of HSBC Cashback Credit Card

  • Limited to some cities

Rewards Rate of HSBC Cashback Credit Card

  • Get 1.5% cashback on all online spends (excluding transfer of funds to online wallet)
  • Get 1% on others
  • Unlimited cashback on all your transactions

Signup Bonus of HSBC Cashback Credit Card

  • ₹500 Amazon voucher
  • 20% off on Swiggy orders above ₹400, Discount up to ₹100, valid once per month
  • 5% discount on Amazon spends of ₹1,000 or above, Maximum discount of ₹250 per month.

Fee Details of HSBC Cashback Credit Card

  • No Joining and Annual Fees
  • Second year onwards fee ₹750 will be waived off if you spend more than ₹100,000 in the previous year
Cash withdrawal Interest
3.3% per month
Purchase Interest
3.3% per month

Charges of HSBC Cashback Credit Card

Fee Type Charges
Fee ₹0
2nd year onwards fee ₹750
Card replacement fee ₹100
Cash withdrawal fee 2.50% on advanced amount, subject to minimum of ₹300
Late payment charges 50% of the minimum due amount (subject to a minimum of ₹400 and a maximum of ₹750)
Fee on cash payment at branches ₹100
Rewards redemption fee ₹50
Eligibility of HSBC Cashback Credit Card
  • You must be aged between 18 to 65
  • Minimum annual income must be ₹3,00,000 per annum for salaried individuals
  • Must be a Resident Indian
  • The current city of residence should be: Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, New Delhi, Noida, or Pune

Documentation for HSBC Cashback Credit Card

  • Salary slip/certificate if you are a Multinational Corporation (MNC), employee.
  • If you have other credit cards, a copy of front and back of your credit card and your latest credit card statement.
  • Copy of your latest salary slip, plus the last 3 months of bank statements showing salary credits if you are a salaried employee in a Private Limited Company.
  • Proof of residence, identity and Permanent Account Number (PAN) card / Form 60.
Accepted Documents
Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

Frequently asked questions

Is HSBC Cashback Credit Card free?

Can I withdraw cash from HSBC Cashback Credit Card?

What is the interest rate for HSBC Cashback Credit Card?

Is HSBC Cashback Credit Card International?

Will I get a BOGO (buy one get one) ticket with HSBC Cashback Credit Card?

Is HSBC Cashback Credit Card contactless?

How can I pay my HSBC credit card bill?

What is the billing date of the HSBC Credit Card?

Will I be charged for IMPS transactions?

Will I be charged for NEFT transactions?

How do I report that my credit card has been lost or stolen?

How can I get my credit card statement?

Is applying for a credit card will do the hard credit pull?

Which HSBC Credit Card is best?

HSBC Credit Card Reward points valid for?