Citi Rewards Card Offers & Benefits

Citi Rewards Card
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Citi Rewards Card

Reward Rate
Earn 10X Reward Points on spends at apparel and department stores; Earn 1 Point for every Rs. 125 on all other purchases; Get 300 bonus points on card spends of INR 30,000 or more in a month;
SignUp Bonus
    Earn up to 2500 points
  • 1,500 on your first spend within 30 days of card issue.
  • 1,000 on your first spend of Rs.1000 within 60 days of card issue.
Fee
₹1,000
Privileges
  • Up to 15% savings across participating restaurants
  • Easy EMI options at more than 2,000 outlets
Card Brand

Key Details of Citi Rewards Card

  • Get benefits worth Rs 4800+ in first year
    • Fee waiver of Rs 1000 on annual spends of Rs 30000
    • Points worth Rs 850^ on card activation
    • Additional points worth Rs 2950**
  • Never - expiring reward points
  • Instantly Pay with Points at select partners
  • Simply tap and pay using a contactless card

Pro's of Citi Rewards Card

  • Earn 10X Reward Points on spends at apparel and department stores.
  • 1 point= 0.35 Paisa

Rewards Rate of Citi Rewards Card

  • Earn 10X Reward Points on spends at apparel and department stores.
  • Earn 1 Point for every Rs125 on all other purchases.

Signup Bonus of Citi Rewards Card

    Get benefits worth Rs 4800+ in first year
  • Fee waiver of Rs 1000 on annual spends of Rs 30000
  • Points worth Rs 850^ on card activation
  • Additional points worth Rs 2950**

Fee Details of Citi Rewards Card

    Rs 1000 + taxes
Cash withdrawal Interest
3.25% per month
Purchase Interest
3.25% per month

Charges of Citi Rewards Card

Fee Type Charges
Card replacement fee ₹100
Cash withdrawal fee 2.5% on advanced amount, subject to minimum of ₹500
Late payment charges
  • No charge for up to ₹1000 outstanding balance
  • ₹450 for between ₹1000 upto ₹5000
  • ₹700 for between ₹5000 upto ₹10,000
  • ₹950 for above ₹10,000
Fee on cash payment at branches ₹250 per deposit at branches
Fee on cash payment at atms ₹100 per deposit at atm
Eligibility of Citi Rewards Card
  • Applicant should be either self-employed or salaried.
  • The applicant age must be 18 years and be an Indian citizen.
  • the applicant should also have a good credit score.

Documentation for Citi Rewards Card

  • Proof of Identity
  • Proof of Address
  • Latest two salary slips or Latest year ITR with audited financials and computation of income
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

Frequently asked questions

Is Citi Rewards Credit Card free?

Can I withdraw cash from Citi Rewards Credit Card?

What is the interest rate for Citi Rewards Credit Card?

Is Citi Rewards Credit Card International?

Is Citi Rewards Credit Card contactless?

Citi Rewards Credit Card Reward points valid for?

How can I pay my CITI credit card bill?

What is the billing date of the CITI Credit Card?

Will I be charged for IMPS transactions?

Will I be charged for NEFT transactions?

Can I make CITI credit card payments with other bank debit cards?

Is applying for a credit card will do the hard credit pull?

What do I do if my CITI Bank Credit Card is lost or stolen?

How can I get my credit card statement?