Axis Bank Neo Credit Card Offers & Benefits

Axis Bank Neo Credit Card
Credithita Rating : 3.5

Axis Bank Neo Credit Card

Rewards Rate
  • 2 points for every ₹200 spent.
SignUp Bonus
  • Jabong gift voucher worth 500
  • BookMyShow voucher worth 300
  • Amazon Voucher worth 250
Fee
₹250
Benefits
  • 10% off on movies, recharges and online shopping
Card Brand

Key Details of Axis Bank Neo Credit Card

  • 2 points for every ₹200 spent.
  • Jabong gift voucher worth 500
  • BookMyShow voucher worth 300
  • Amazon Voucher worth 250
  • Any purchase amounting to ₹2,500 or higher can be converted into monthly instalments.
  • You can enjoy up to 15% off on dining bills at partner restaurants located across India.
  • Neo credit card offers 10% discount on Myntra, BookMyShow, Freecharge and redBus.
  • Movie ticket bookings on BookMyShow gives you a discount of 10%, with monthly benefits up to Rs.50.
  • The redemption value of 1 reward point is ₹0.20

Fee Details of Axis Bank Neo Credit Card

  • Joining Fee - ₹250
  • Renewal Fee - ₹250
Cash withdrawal Interest
3.4% per month
Purchase Interest
3.4% per month

Charges of Axis Bank Neo Credit Card

Fee Type Charges
Cash withdrawal fee 2.5% on advanced amount, subject to minimum of ₹250
Late payment charges
  • Nil for up to ₹100
  • ₹100 for ₹101 to ₹300
  • ₹300 for between ₹301 to ₹1,000
  • ₹500 for between ₹1,001 to ₹5,000
  • ₹600 for between ₹5,001 to ₹20,000
  • ₹700 more than ₹20,001
Penalty for over limit 3% of the over limit amount or ₹500
Auto-debit reversal or cheque return or dishonour fee ₹300
Fee for foreign currency transaction 3.50% of the total transaction value
Cash payment fee ₹100
Eligibility of Axis Bank Neo Credit Card
  • Applicant should be either self-employed or salaried.
  • Age should be between 21 and 65.
  • Good credit score.
  • Axis Bank require a minimum CIBIL score of 700 for issuing Credit Card.

Documentation for Axis Bank Neo Credit Card

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16