HSBC offers Visa Platinum Credit Card and Smart Value Credit Card to the consumers with varying features and benefits. Individuals can choose the card suitable to their needs. In this article we have given the comparison between the HSBC Visa Platinum Card and HSBC Smart Value Credit Card.
| Category | HSBC Visa Platinum Card | HSBC Smart Value Credit Card |
|---|---|---|
| Annual Fee | NIL | Rs 499/- Annual fee is waived off on spent of Rs 50,000/- or more. Amazon Vouchers worth Rs 500/- on annual fee payment |
| Annual Savings | • Save up to Rs 14662/- on total spending of Rs 2 lakh. • Save up to Rs 19774/- on spending of Rs 4 Lakh. | • Save up to Rs 11742/- on total spending if Rs 2 lakh. • Save up to Rs 16434/- on total spending of Rs 4 Lakh |
| Best Suitable For | Welcome Offers • Reward points • Movies • Dining • Shopping (Both online and at the selected stores) • Fuel • Welcome offers. • Reward points • Cashback offers. • Movie | Welcome Offers • Win an Amazon e- gift voucher worth Rs 250/- by completing credit card application online. • On spending a total of Rs 50,000/- in calendar month, card holder can get a Bool My Show Voucher worth Rs 500/- • Card holder gets 2 complimentary domestic & international lounge visits or 2 meal vouchers at the airport restaurants worth Rs 400/- • On first transactions within 60 days of card issuance get Swiggy Vouchers worth Rs 250/- • On making 5 minimum purchases making a total of worth Rs 5,000/- withing 60 days of card issuance get 10% cashback |
| Benefits | • Rs 400/- worth 2 meals of airport lounge access (Domestic or International Airports) • Get worth Rs 200/- Swiggy vouchers on making first transaction with the card. • On 9 transactions making up a total of Rs 10,000/- within 90 days of card issuance, 10% cashback guaranteed. • 5X reward points on subsequent purchases (The purchase amount should be crossed Rs 4 Lakh in an anniversary year) • On every spent of Rs 150/- get 2 Reward points • Get Book My Show vouchers worth Rs 500/- on spending of Rs 50,000/- within a calendar month. • Get up to 15% off on dining at the selected restaurants. • From Tata CLIQ* Get instant discount up to 15% on selected products • Fuel surcharges waive off at the selected pumps in India for transactions between Rs 400/- and Rs 4000/- | • Get attractive instalment plans @ 10.99% per EMI or annum within 90 days of card issuance. • 3X reward points on shopping, dining, and telecom payments • On every spent of Rs 100/- get 1 reward point • 2 years validity for the rewards • Reward points can be redeemed for gifts and vouchers as per the reward catalog. • On making payments up to Rs 5000/- within 60 days of card issuance get 10% cashback • On spending of Rs 15,000 in a calendar month get a Book My Show voucher worth Rs 200/- |